anumati vs ClearTax: Which Is Better for ITR Filing in 2026?
An honest comparison of anumati and ClearTax for ITR filing in 2026. Pricing, accuracy, support, AIS handling, and who each platform actually suits.
Every year, the same question floods Reddit: "ClearTax prices keep increasing — what are the alternatives?" If you're here because of that, you're not alone. ClearTax is India's most-used tax platform, and for simple salaried returns, their free tier works fine. But once you add capital gains, foreign assets, or need CA-assisted filing, things get expensive — and the service doesn't always keep up with the price.
This is an honest comparison. We'll tell you where ClearTax is better, where anumati is better, and who should pick what.
The problems people actually have with ClearTax
These aren't our complaints — they're from hundreds of real users on r/IndiaTax, r/IncomeTaxReturnIndia, and other communities:
1. Filing with partial data
The most common complaint: ClearTax files returns using incomplete AIS data. Users have reported missing interest income, dividend entries, and foreign asset disclosures — leading to tax notices months later. One post with 139 upvotes on r/IndiaTax was titled "Don't use ClearTax, they messed up my filing even with paid plan."
anumati's approach: We built an AIS/26AS reconciliation check that runs before filing. It shows you exactly what was matched from your documents and flags what's missing — so nothing slips through.
2. Charged again to fix their mistakes
Multiple users report that when ClearTax files incorrectly, they ask the customer to pay again for a revised return — even when the error was on their end.
anumati's approach: Free revision guarantee. If we make a mistake, we fix it at no charge. Period.
3. No support when notices arrive
Several users received IT notices 3-6 months after filing and found zero support from ClearTax. No dedicated helpline, no grievance mechanism — just silence.
anumati's approach: 1-year notice support is included with every filing. If you get a notice related to a return we filed, we handle it — free.
4. Inexperienced staff
A recurring comment: "these online platforms are just grads with GPT" and "they did mass layoffs — returns are filed by inexperienced people with 1 CA for every 50 filers."
anumati's approach: Every return is reviewed by a qualified CA before submission. Not an optional add-on — it's standard.
5. Credential anxiety
Users worry about sharing ITR portal credentials. One user said they prefer ClearTax specifically because it doesn't ask for login details — but others pointed out that CA-assisted filing always requires portal access.
anumati's approach: Your CA files using OTP-only authentication. No passwords are stored, and there's no portal access without your active authorization.
Where ClearTax genuinely wins
Credit where it's due:
- Free tier for simple returns — ITR-1 with one Form 16, no capital gains, no foreign assets. Hard to beat free.
- AIS auto-import — Mature integration that pulls pre-filled data directly from the IT department. Works well when it works.
- Scale and WhatsApp filing — 8M+ users, document upload via WhatsApp, and a proven track record for the simplest cases.
- Investment product ecosystem — If you want tax filing + mutual funds + insurance in one app, ClearTax does that.
Where anumati is better
- AIS reconciliation before filing — Visual cross-check showing matched vs missing data from your documents. ClearTax auto-imports but doesn't show you what it missed.
- Expert review on every return — Not an add-on. Every return gets a qualified CA review before e-filing.
- Free revision guarantee — We fix our mistakes for free. ClearTax charges for corrections.
- 1-year notice support — Included. ClearTax's post-filing support is limited.
- Transparent pricing — ₹10 for basic ITR. No upsells during checkout, no surprise add-ons for capital gains modules.
- OTP-only filing — No stored passwords. Your CA authenticates with OTP each session.
- Multi-service platform — Company registration, GST, trademark, compliance — one account, one KYC.
Side-by-side comparison
| Feature | ClearTax | anumati |
|---|---|---|
| Basic ITR-1 price | Free (self-file) | ₹10 (CA-reviewed) |
| CA-assisted filing | ₹1,500–₹5,000+ | From ₹10 |
| AIS / 26AS integration | Auto-import | Upload + reconciliation check |
| Pre-filing data cross-check | No | Yes — visual AIS reconciliation |
| Expert review | Paid add-on | Included on every return |
| Free revision if they mess up | No — they charge again | Yes — always free |
| Post-filing notice support | Limited / no response | 1 year included |
| Credential handling | Varies | OTP-only, no passwords stored |
| Portal login required | Sometimes | OTP-based, user-authorized |
| UI focus | Tax + investments + insurance | Compliance workflow only |
| Company / GST / trademark | Limited | Full service range |
Who should choose what?
Choose ClearTax if:
- Your income is salary-only with one Form 16
- You want to self-file for free and are comfortable verifying AIS data yourself
- You like WhatsApp-based document sharing
Choose anumati if:
- You have capital gains, rental income, foreign assets, or multiple Form 16s
- You want a CA to review your return before filing — without paying ₹3,000+ extra
- You've been burned by incorrect filing and want a free revision guarantee
- You need company, GST, or trademark services alongside ITR
The bottom line
ClearTax is the default for millions of Indians, and for the simplest salaried returns, their free tier is fine. But the moment you need accuracy, accountability, and support — especially after filing — the gaps show up. anumati costs ₹10, includes CA review, catches AIS mismatches before filing, and stands behind every return with free revisions and a year of notice support.
Ready to file? Start your ITR on anumati — ₹10, CA-reviewed →